New To Canada Car Financing in Southern Alberta

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New to Canada?
Get Approved for a Car in Southern Alberta.

If you’re new to Canada and living or working in Lethbridge or Southern Alberta, Lethbridge Toyota offers a New to Canada Car Financing Program designed for Permanent Residents and Work Permit holders.

We help newcomers with limited or no Canadian credit history access reliable Toyota vehicles while starting their Canadian credit journey.

You’ve Got Finance Options

New to Canada Auto Financing for Permanent Residents & Work Permit Holders

Lethbridge Toyota proudly works with Toyota Financial Services and major Canadian banks including TD Bank, Scotiabank, and RBC to offer New to Canada vehicle financing.

These programs are available for:
• Permanent Residents (PR)
• Temporary Residents with valid work permits
• Temporary Residents with valid study permits

Our finance team specializes in newcomer auto financing and will guide you through every step of the approval process. Some programs may allow vehicle financing with limited or no Canadian credit history, provided income and residency requirements are met. All applications are subject to approved credit.

Wondering How New-To-Canada Car Financing Works?

Our New to Canada Program is designed to make buying a car in Southern Alberta simple, seamless and transparent.

  • STEP 1: MEET WITH LETHBRIDGE TOYOTA

    STEP 1: MEET WITH LETHBRIDGE TOYOTA

    Bring your documents and meet with our finance team.

  • STEP 2: FINANCING REVIEW

    STEP 2: FINANCING REVIEW

    We review your information and submit your application to Toyota Financial Services and our banking partners.

  • STEP 3: APPROVAL & TERMS

    STEP 3: APPROVAL & TERMS

    Approval conditions, interest rates, and down payment requirements vary depending on lender and individual circumstances.

  • STEP 4: DRIVE YOUR TOYOTA

    STEP 4: DRIVE YOUR TOYOTA

    Once approved, you can drive away in a dependable Toyota while building your Canadian credit history.

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Why Choose Lethbridge Toyota for Newcomer Financing?

Lethbridge Toyota is a trusted Southern Alberta Toyota dealership with experience helping newcomers, PR holders, and work permit holders purchase vehicles with confidence.

Why Southern Alberta Drivers Choose Us:
• Serving Lethbridge and surrounding Southern Alberta communities
• Experience with New to Canada car loans
• Access to national lenders with local support
• Clear, no-pressure financing guidance
• Support for PR and work permit customers

Documents Required for New to Canada Auto Financing

To apply for New to Canada car financing at Lethbridge Toyota, please bring

  • Down Payment

    Down Payment

    • Minimum 15% of the vehicle purchase price

  • Proof of Income

    Proof of Income

    • Last two pay stubs
    • Letter of Employment confirming income, position, and length of employment
  • Proof of Status in Canada

    Proof of Status in Canada

    • Permanent Resident card or landing document
    • Valid work permit or study permit
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